Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Business Interruption Coverage in the Time of Covid-19
August 18, 2020 7:28 pm Leave your thoughts If you have read the SMW blog, you know that Business Interruption (BI) coverage is a must-have for any business owner. Why? Because it makes you whole. If you suffer a catastrophic property loss, BI coverage allows you to make an insurance claim that restores you financially to a position as if you had not… View More
The Broad Evidence Rule
August 11, 2020 7:24 pm Leave your thoughts Property insurance policies provide for payment of a claim on an Actual Cash Value (ACV) basis until the property is repaired or replaced. Determining the ACV of the loss can be problematic due to the fact that the term “actual cash value” is not defined in most property policies. Therefore, determining ACV may fall to… View More
A Look Back at One Homeowner’s Fire Loss and Their Journey Through the Insurance Claim
August 4, 2020 1:46 pm Leave your thoughts For any homeowner, a major house fire is a true nightmare. And for the Habermann family, this nightmare became a reality. Luckily for them they had the support of a loving community and the guidance of expert professionals to help them get back on their feet. Lightning strikes On July 6, 2018, Kristen and Sandy… View More
SMW Spotlight: Tony Scarpellini
July 28, 2020 1:43 pm Leave your thoughts What was your major in college? I majored in Operations Management in college. I chose that because I wanted to get into the business world, and it seemed like a good foundation. What was your first job? I had my first job when I was in 7th grade. The father of some older kids in… View More
Part 2: Condo Property Managers: Know What To Do After a Catastrophic Property Loss – Lessons Learned
July 21, 2020 1:36 pm Leave your thoughts Scott also offered some “lessons learned” from the experience of reconstructing the Reading condo building. “What I’d do differently,” he says, includes the following advice for other property managers: Set a Dedicated Resource for Communications Previously, Scott underscored the importance of communications. And that priority received appropriate attention. Next time, though, Scott believes it would… View More
Part 1: Condo Property Managers: Know What To Do After a Catastrophic Property Loss
July 14, 2020 1:34 pm Leave your thoughts With more than 20 years of experience in property management, Scott Wolf is an expert in meeting the needs of a condominium community. His company, Brigs LLC, is the premier full-service property management company in the Northeast. They’ve seen just about every kind of property disaster, and they know how to minimize disruption for their… View More
From the SMW Archives: A Machine Shop Uses Business Interruption Coverage to Continue Operations
July 7, 2020 1:31 pm Leave your thoughts Every day, we help clients navigate the insurance claims process for their various property losses, and we know the ins and outs of insurance policies. We’ve seen a lot over the years, and one thing we know for sure is that insurance companies constantly change the language in the insurance policies they sell. This happens… View More
Insureds: Don’t Be “S.O.L.” on Your Statute of Limitations
July 1, 2020 1:29 pm Leave your thoughts The Statute of Limitations is a trap for the unwary. If you’re a home or business owner and you suffer a catastrophic property loss, you must know the length of your state’s Statute of Limitations, and advance your claim within its required time limits. Don’t get S.O.L. on the Statute of Limitations! In Massachusetts, the… View More