Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
SMW: Hooping it up at the Rental Housing Association 2019 Expo
October 22, 2019 3:29 pm Leave your thoughts Earlier this month, the SMW team got all gussied up and headed into town for one of our favorite annual events: the RHA Expo 2019. Hosted by the Rental Housing Association (RHA), a Mass.-based trade association representing owners and managers of more than 150,000 units across the state, the RHA Expo is a great chance… View More
Buyer Beware: the “Protective Safeguards” Endorsement and its Requirements
October 15, 2019 3:43 pm Leave your thoughts Businessowners and homeowners: does your insurance policy contain a “Protective Safeguards” endorsement? If so, there are a few requirements you absolutely must meet if you want to protect your ability to be covered in the event of a property loss. Protective Safeguards apply to both business and homeowner policies. Essentially, the insurance company will give… View More
Homeowner Beware: Your Business Personal Property Coverage Has Strict Limits
October 8, 2019 3:46 pm Leave your thoughts As public adjusters, we regularly see homeowners who have a home office or workshop where they might undertake small side projects to augment their income. These workshops might be in their basement or in their garage, and contain tools, supplies or electronics that the homeowner owns and uses to work on such projects. This is… View More
Local Insurance Agents Deliver More than the Big National Companies
October 1, 2019 4:22 pm Leave your thoughts In my work as a public adjuster, I am continuously reminded of the numerous advantages homeowners and business owners get when they engage with a local insurance agent. If you suffer a major property loss, there is simply no replacing the personalized attention and service you get from a local agent. The big national players… View More
Vetting Your Vendors, Part 2
September 24, 2019 4:33 pm Leave your thoughts When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim. This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? In Part 1 of this “Vetting the Vendors” series , we looked at board-up companies and restoration services. Now let’s… View More
Vetting Your Vendors
September 18, 2019 5:16 pm Leave your thoughts When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim. This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? Take, for example, board-up companies. In most cases, you MUST hire one if you just had a fire. On… View More
The First 24 Hours: How to React Immediately After a House Fire
September 11, 2019 7:26 pm Leave your thoughts Fire!!! Now what? It’s not quite that sudden a shift when you suffer a major property loss – but it’s close. What actually occurs during the first few hours following the news that your house is on fire? Here’s a quick timeline of the first 24 hours – including likely events and decisions you should… View More
Want To Speed Up Your Claim Process? Then Slow It Down!
September 3, 2019 7:44 pm Leave your thoughts When it comes to managing a successful insurance claim process, everyone wants a quick resolution. Identify the damage, submit the claim, get your check – fast and easy, right? Not always. Sometimes, in our rush to speed things along, we miss some key steps early in the process – opportunities to facilitate or expedite the… View More