Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

Prominent New England Condo Attorney Sees the Value of a Public Adjuster

November 29, 2022 1:54 pm Published by Leave your thoughts Ellen Shapiro knows about condos. She’s a partner at Marcus, Errico, Emmer & Brooks PC – New England’s pre-eminent law firm focusing exclusively on condominium law. In her vast experience helping condominium communities, she’s seen just about every legal issue imaginable. When it comes to managing the insurance claims process, Ellen steers her clients the same way every… View More

Homeowners Beware: Don’t Let Your Thanksgiving Turkey Fry Turn into a Fireball of Property Destruction

November 22, 2022 1:52 pm Published by Leave your thoughts Here at SMW, we love turkey and we love Thanksgiving. And though oven roasting is an endorsed technique, we are not without affection for the savory, oil-filled repast that you can get from deep-frying your holiday turkey. It’s delicious. It’s also, however, incredibly dangerous. Do you doubt us? We have seen the damage firsthand –… View More

Just How Much Coverage Do You Get From Your National Flood Insurance Program Policy?

November 8, 2022 2:02 pm Published by Leave your thoughts First off, let’s understand exactly what floods entail, as far as your National Flood Insurance Program (NFIP) policy is concerned. In most NFIP policies, “Flood” means: A general and temporary condition of partial or complete inundation of normally dry land areas due to any of the following: (1) Overflow of inland or tidal waters from… View More

Vacant vs Unoccupied

October 25, 2022 12:56 pm Published by Leave your thoughts Trick or Treat? Or, perhaps more relevant for homeowners: Vacant or unoccupied? What’s the difference?  For insurance coverage purposes, “vacant” means without goods or personal property, while “unoccupied” means that no one is living in the premises. This is a critical distinction, because if a property is vacant for more than 60 days, you do… View More

Employee Spotlight: Brian Boucher

October 14, 2022 1:09 pm Published by Leave your thoughts What was your major in college? SNHU Business-Honors Degree in Three program, but for only one year. What was your first job? Stop & Shop was the first; and construction with my father, doing restoration/construction work.  I actually started doing demo work in middle school. Who at SMW trained you? I have known and learned… View More

Employee Spotlight: Colleen Cudmore

October 4, 2022 1:31 pm Published by Leave your thoughts What was your major in college? I have one more semester left to go at Bridgewater State University, majoring in psychology and minoring in sustainability. What was your first job? My first job was at Dairy Queen; I loved seeing people smile and eating all the free ice cream! Then I worked at a medical… View More

The First 24 Hours

July 26, 2022 1:46 pm Published by Leave your thoughts Fire!!!  Now what? It’s not quite that sudden a shift when you suffer a major property loss – but it’s close.  What actually occurs during the first few hours following the news that your house is on fire? Here’s a quick timeline of the first 24 hours – including likely events and decisions you should… View More

Adventures in ITEL

July 19, 2022 1:11 pm Published by Leave your thoughts When you suffer a property loss at your business or home, your insurance company sends one of its adjusters to evaluate the damage.  This insurance adjuster makes a preliminary determination of the cause of the loss and what your payout will be. When the property damage claim involves items such as hardwood flooring, carpeting, siding… View More