Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

BPP Value Discrepancies & Salvaging Equipment – How We Helped A Busy Medical Practice Adjust Their Complicated Claim

April 1, 2025 4:35 pm Published by Leave your thoughts Do you know how beneficial it is to an insured, in instances where there might be a shortcoming of property insurance coverage, to keep and have the option to salvage any damaged equipment that might still have value? Let’s look at a real-world claim to understand this advice. A few years ago, in the middle… View More

Insurance Coverage Requirements You Need To Know About This Winter

March 4, 2025 12:55 pm Published by Leave your thoughts While re-sharing our classic blog on insurance coverage requirements, we’d also like to bring to your attention another challenge we’ve encountered when adjusting several property losses. When a tenant-occupied building suffers a property loss, and that tenant moves out and is nowhere to be found, the only way to get the utility records to prove… View More

What Exactly Is The FAIR Plan?

February 18, 2025 1:50 pm Published by Leave your thoughts In the news coverage of the tragic California wildfires, we’re hearing stories about people losing insurance coverage when State Farm and other carriers “drop” them or decline to renew policies. These discussions usually include references to the California “FAIR Plan” that’s available to California residents and businesses. What we haven’t heard too much is an… View More

An Interview with Dr. Jerry Spindel After Fire Tore Through His Derry Medical Office

January 21, 2025 2:15 pm Published by Leave your thoughts “People tell me I should give a seminar on how to recover from a fire.” This is what Dr. Jerry Spindel hears when discussing the catastrophic property loss suffered by his business, Spindel Eye Associates. We recently sat down with Dr. Spindel to discuss the steps he took to manage the insurance claim process, including… View More

Key Points From Some Of Our 2024 Blogs

December 17, 2024 1:37 pm Published by Leave your thoughts Don’t start repairs until your public adjuster has scoped the cost of your claim https://swerling.com/dont-start/ •On the residential side, say a homeowner spent $100k to repair custom cabinets or replace granite countertops. If there was no agreed upon estimate, it can become a situation where the carrier is only willing to pay $50K. This is… View More

The Absolute Asbestos Exclusion

November 19, 2024 1:07 pm Published by Leave your thoughts Commercial policy (CP) holders: RTFP alert! This time, reading the full policy will inform you about a potentially costly exclusion involving one of the most notorious – and toxic – building materials on the planet: asbestos. Read the F#@*ing Policy! Specifically, read the endorsements including the asbestos exclusion. Sometimes, the removal of asbestos is limited… View More