Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
August 21, 2019 7:51 pm
Published by Swerling Milton Winnick
If your home or business suffers a property loss, you must immediately make a series of critical, but difficult, decisions. Amidst the chaos of a property loss, perhaps no decision is more important than hiring a public adjuster (PA) to guide you along the claims process. The bottom line is that, after a property loss… View More
July 25, 2019 1:25 pm
Published by Swerling Milton Winnick
In one of our recent posts, we explained what “Business Interruption” (BI) coverage is and how it works. Our readers responded with thanks – and with additional questions. While they understood the importance of BI – how it makes you whole, and restores you financially to a position you’d be in if you had not… View More
July 24, 2019 7:56 pm
Published by Swerling Milton Winnick
The tornado that swept through Cape Cod and other parts of Eastern Massachusetts on July 23rd caused some serious property damage. The storm took down a lot of trees, leaving many homeowners with pressing questions about their insurance coverage and possible solutions. Here are some of the top tips we have been sharing with these… View More
July 2, 2019 1:10 pm
Published by Swerling Milton Winnick
If you’re a homeowner, you might be going on the road this Independence Day, packing up the car with expensive outdoor gear for camping, grilling and enjoying water sports. If your adventure results in damage to any of this personal property, don’t worry; you’re probably covered. How? Under the Personal Property coverage of your homeowner’s… View More
June 25, 2019 12:39 pm
Published by Swerling Milton Winnick
In Part 2 of our multi-part series on Business Interruption (BI) coverage, we offered some real-life examples of BI coverage at work. To continue this examination, Part 3 of this BI series looks at a uniquely complex aspect of BI – “Cost of Goods Sold” – as an additional scenario business owner might encounter in… View More
June 19, 2019 1:28 pm
Published by Swerling Milton Winnick
June 12th kicked off this year’s Annual Meeting of the National Association of Public Insurance Adjusters (NAPIA) in Napa, California. There to congratulate new President, Jeff O’Connor, were SMW’s Diane Swerling (NAPIA’s 2016 President), and first-time attendee Bryan Holtzman. We were happy to visit with the exhibitors to learn about the cutting-edge technology in the… View More
June 11, 2019 1:32 pm
Published by Swerling Milton Winnick
The Massachusetts Division of Insurance has become increasingly aware that consumers are often confused by the role of various participants in the claims process. As long-standing public adjusters (PAs), we share this concern, as our industry has faced ongoing challenges stemming from the unlicensed practice of public adjusting (UPPA). The UPPA problem often rears its… View More
May 31, 2019 2:03 pm
Published by Swerling Milton Winnick
Thursday, May 30 marked a truly momentous day for one of SMW’s favorite clients – the grand reopening of Cedardale Health and Fitness in Haverhill, MA. Cedardale’s many loyal members turned out in force to celebrate the brand new, state-of-the-art facility with the visionary Veasey family. It wasn’t easy. We know because we met with… View More
May 29, 2019 2:08 pm
Published by Swerling Milton Winnick
If you reside in a rental unit located within Massachusetts, your landlord must carry insurance to cover some of your expenses and property damage caused by a fire. That’s right. Every insurance policy in Massachusetts that covers a multi-unit residential property must include a fire endorsement for up to $750 for each rental unit. The… View More
May 14, 2019 2:33 pm
Published by Swerling Milton Winnick
Many owners of small- and medium-sized businesses have “Business Interruption” (BI) coverage in their commercial insurance policies. But we often hear from business owners who aren’t fully sure what BI is exactly, or how it comes into play in the event of a property loss suffered by their business. The question they most frequently ask:… View More