Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

The Absolute Asbestos Exclusion: Another Reason to Read The Whole Policy

June 16, 2020 6:29 pm Published by Leave your thoughts Commercial policy (CP) holders: RTFP alert! This time, reading the full policy will inform you about a potentially costly exclusion involving one of the most notorious – and toxic – building materials on the planet: asbestos. Read the F#@*%ing Policy!  Specifically, read the endorsements including the asbestos exclusion. Sometimes, the removal of asbestos is limited… View More

Congrats to the Brigs Property Management Team & the Unit Owners at Old Reading

June 2, 2020 6:19 pm Published by Leave your thoughts Amidst the COVID crisis, we wanted to take a moment to say “Welcome Home” to the unit owners at the Old Reading Schoolhouse Condos. They recently moved back into their homes after a very long reconstruction process, which was expertly managed by the outstanding team at Brigs property management. Having worked with Brigs through each… View More

Just How Much Coverage Do You Get from Your National Flood Insurance Program Policy?

May 19, 2020 5:31 pm Published by Leave your thoughts May flowers bring pilgrims, and June brings…floods. As summer storms roll in, homeowners should think about their insurance coverage for floods. That’s because we’re entering the season of hurricanes – and that often means torrential rain, high winds, and storm surges. These can result in uprooted trees, crippled power lines, and floodwater across entire regions…. View More

Surface Water/Water Main Break: Key Definitions in your Insurance Policy

May 1, 2020 5:50 pm Published by Leave your thoughts Surface water is an excluded loss under insurance policies, except for flood insurance policies.  But what is “surface water” exactly? If a water main breaks under the street in front of your home, and the water enters your basement causing damage to your mechanical room, is this damage covered?  Once the broken pipe’s water flows… View More

Does Business Interruption Coverage Help You Recoup Lost Income Due to Coronavirus?

March 20, 2020 6:44 pm Published by Leave your thoughts Businesses across the country are shutting down or facing serious losses in income due to the Coronavirus epidemic.  In the face of business closures and other disruptions, business owners are asking their insurance agents what protection their policies might have to carry them through this crisis.  One of the areas these distressed business people are… View More