Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
The BI Clock Is Ticking – endorse your policy to make sure you have sufficient coverage for your period of restoration
February 16, 2021 2:14 pm Leave your thoughts In a recent post, we warned about the increasing frequency of insurance carriers imposing limitations on the “loss of use” coverage in certain homeowner policies. We have yet another warning for you – this one involving time limitations in the “period of restoration” coverage for business owners. We see a similar problem in a lot… View More
Client Testimonial: Acton Metal
February 2, 2021 2:37 pm Leave your thoughts Acton Metal Processing Corp., a specialty metal finishing job shop, has been providing superior quality and service since 1960 and is a recognized industry leader in the application of black coatings on metal. On the morning of November 6, 2019, Acton Metal experienced something new for this long-standing business: a 3-alarm building fire in its… View More
A Deeper Dive into Business Interruption Coverage Options
January 26, 2021 2:09 pm Leave your thoughts As you know from reading our previous posts on the subject, Business Interruption (BI) coverage is an area of commercial insurance that can be hard to understand. If you’re the owner of a business, assuming you have full coverage, your BI coverage should make you whole – restoring you financially to a position as if… View More
Period of Restoration
January 19, 2021 2:04 pm Leave your thoughts When you suffer a property loss and file a claim with your insurance carrier, the insurance claims process begins. This triggers the “period of restoration” requirement, which imposes a timeline of “reasonable speed” by which you must get the property repaired or replaced – and the date by which you should resume residential or commercial… View More
When a fire destroyed his historic Beacon Hill home, this Homeowner called SMW
January 12, 2021 1:57 pm Leave your thoughts The clients featured in this blog are well-known fixtures in Boston’s storied Beacon Hill neighborhood. They are parents and business owners, and have broad experience in managing the various surprises life can provide. When their historic townhouse on Beacon Street went up in flames one summer night several years ago, they knew to call SMW…. View More
SMW Spotlight: Ricky Turgeon
January 5, 2021 2:11 pm Leave your thoughts Where are you from originally? I was born and raised in New Hampshire. My hometown is Raymond, NH. What was your first job? My first job out of high school was home building – mostly framing. I did that for 4 years. What is your work history in the insurance world? A friend got me… View More
SMW Spotlight: Jenn Jennings
December 15, 2020 1:54 pm Leave your thoughts What was your major in college? I majored in Film and Video production at The New England Art Institute, which was in Brookline (but no longer exists). What was your first job? When I first got out of college, I worked as a Field Coordinator and Personal Assistant to the director on a major movie… View More
Do You Know What a Cause & Origin Expert Does?
December 8, 2020 1:53 pm Leave your thoughts If you’re going through the insurance claims process after a property loss, you might encounter a “Cause and Origin” expert and wonder: “What role does this professional play in my claim?” Simply put, a Cause and Origin expert investigates the cause of a loss that has led to a policyholder filing an insurance claim. They… View More