Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
August 18, 2020 7:28 pm
Published by Swerling Milton Winnick
If you have read the SMW blog, you know that Business Interruption (BI) coverage is a must-have for any business owner. Why? Because it makes you whole. If you suffer a catastrophic property loss, BI coverage allows you to make an insurance claim that restores you financially to a position as if you had not… View More
August 11, 2020 7:24 pm
Published by Swerling Milton Winnick
Property insurance policies provide for payment of a claim on an Actual Cash Value (ACV) basis until the property is repaired or replaced. Determining the ACV of the loss can be problematic due to the fact that the term “actual cash value” is not defined in most property policies. Therefore, determining ACV may fall to… View More
August 4, 2020 1:46 pm
Published by Swerling Milton Winnick
For any homeowner, a major house fire is a true nightmare. And for the Habermann family, this nightmare became a reality. Luckily for them they had the support of a loving community and the guidance of expert professionals to help them get back on their feet. Lightning strikes On July 6, 2018, Kristen and Sandy… View More
July 28, 2020 1:43 pm
Published by Swerling Milton Winnick
What was your major in college? I majored in Operations Management in college. I chose that because I wanted to get into the business world, and it seemed like a good foundation. What was your first job? I had my first job when I was in 7th grade. The father of some older kids in… View More
July 21, 2020 1:36 pm
Published by Swerling Milton Winnick
Scott also offered some “lessons learned” from the experience of reconstructing the Reading condo building. “What I’d do differently,” he says, includes the following advice for other property managers: Set a Dedicated Resource for Communications Previously, Scott underscored the importance of communications. And that priority received appropriate attention. Next time, though, Scott believes it would… View More
July 14, 2020 1:34 pm
Published by Swerling Milton Winnick
With more than 20 years of experience in property management, Scott Wolf is an expert in meeting the needs of a condominium community. His company, Brigs LLC, is the premier full-service property management company in the Northeast. They’ve seen just about every kind of property disaster, and they know how to minimize disruption for their… View More
July 7, 2020 1:31 pm
Published by Swerling Milton Winnick
Every day, we help clients navigate the insurance claims process for their various property losses, and we know the ins and outs of insurance policies. We’ve seen a lot over the years, and one thing we know for sure is that insurance companies constantly change the language in the insurance policies they sell. This happens… View More
July 1, 2020 1:29 pm
Published by Swerling Milton Winnick
The Statute of Limitations is a trap for the unwary. If you’re a home or business owner and you suffer a catastrophic property loss, you must know the length of your state’s Statute of Limitations, and advance your claim within its required time limits. Don’t get S.O.L. on the Statute of Limitations! In Massachusetts, the… View More
June 23, 2020 6:51 pm
Published by Swerling Milton Winnick
1. What’s your favorite part of the job? I like that the job is always changing. I enjoy meeting new people, and being in new places. It’s nice that I’m not always at a desk. I tend to be a very regimented person, and this job forces me to mix things up and deal with… View More
June 16, 2020 6:29 pm
Published by Swerling Milton Winnick
Commercial policy (CP) holders: RTFP alert! This time, reading the full policy will inform you about a potentially costly exclusion involving one of the most notorious – and toxic – building materials on the planet: asbestos. Read the F#@*%ing Policy! Specifically, read the endorsements including the asbestos exclusion. Sometimes, the removal of asbestos is limited… View More