Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Condo Owners: Get Reimbursed For Your Maintenance Fees
November 25, 2019 1:10 pm Leave your thoughts We recently handled a property loss at a large condominium complex. The building suffered a huge fire, and all unit owners had to move out. The structure was uninhabitable and there was no building left to maintain or common area lights to keep on. But: the association still had to pay property taxes. It also… View More
L.A. Wildfires and Burnt Out of Sight Homes: Important Lessons Learned
November 14, 2019 1:26 pm Leave your thoughts Specifics. Details. Invoices and receipts from years past. Document everything! These are the top-line lessons to learn if you’re dealing with an insurance claim related to a property that is “burnt out of sight” (BOS) – that is, with the building and personal property completely destroyed by fire (see picture). I was recently reminded of… View More
What Community Association Boards and Managers Need to Know When Dealing with a Loss
November 12, 2019 2:23 pm Leave your thoughts Any decent-sized community association – whether it’s a condo complex, co-op, or other homeowners’ group – depends on an experienced property manager to function. This need is never more acute than after a major property loss, when the property manager becomes the go-to person for coordinating post-event response. The property manager suddenly must oversee insurance… View More
SMW joins the Boston Bruins Foundation to help animals in need
November 8, 2019 2:28 pm Leave your thoughts The SMW team took a fun night out last month to “Raise the Woof” and party with our closest two-legged and four-legged friends at the MSPCA-Angell annual gala for animals in need. Held on October 17 at Cyclorama in the Boston Center for the Arts, we were also psyched to honor the Boston Bruins Foundation… View More
Everything You Ever Wanted to Know about Condominium Insurance (But Were Afraid to Ask)
November 1, 2019 3:05 pm Leave your thoughts November is ‘Condominium Month’ here at SMW! So, pull out your condo insurance policies and prepare to learn everything you’ve ever wanted to learn about this important topic. At SMW, we know condos. Over the past 40 years, we have worked hard to earn our reputation as the premier condominium insurance adjusting firm in New… View More
Unit Owners: Know Your Condo Coverage Options
November 1, 2019 3:00 pm Leave your thoughts In this installment of our “Condo Month” series, we want to address the one predominant problem that we run into most often: a lack of adequate coverage for the unit owners. How can this be? Well, most unit owners have purchased insurance to cover their personal property and loss of use of their unit. But… View More
Halloween Alert: Vandalism and Malicious Mischief
October 29, 2019 3:27 pm Leave your thoughts Trick or Treat? Or, perhaps more relevant for homeowners: Vacant or unoccupied? What’s the difference? For insurance coverage purposes, “vacant” means without goods or personal property, while “unoccupied” means that no one is living in the premises. This is a critical distinction, because if a property is vacant for more than 60 days, you do… View More
Understanding the Complexities of ‘Improvements & Betterments’ Coverage
October 22, 2019 3:40 pm Leave your thoughts Do you understand Improvements & Betterments (I&B) coverage? If the answer is no, don’t feel bad. Many insurance industry professionals don’t either! And certainly, many policyholders are totally in the dark on this hard-to-grasp area of insurance. Quite simply, I&B is one of the most difficult coverages to understand – for insurers, insureds, agents and… View More