Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Buttonwood Owners Shane Smyth & David Punch Rebuild After a Fire
March 23, 2021 12:48 pm Leave your thoughts On the morning of May 29, 2018, an electrical fire hit Buttonwood, a new and upcoming neighborhood restaurant in Newton owned by chef David Punch and his business partner Shane Smyth. David and Shane turned to SMW to help them navigate the insurance claims process, and they have a few lessons to share with other… View More
A Hidden Pitfall of “Blanket Coverage” for Your Multi-Location Business: Part 1
March 16, 2021 12:54 pm Leave your thoughts Business owners – we want to flag a possible problem that arises from the “blanket limit of liability” you may have in your insurance coverage. Let’s say you’re a business owner who is a franchisee, and you’re lucky enough to own a bunch of Dunkin’ Donuts locations in your area. If you’re located here in… View More
SMW Spotlight: Chloe Finn
February 23, 2021 2:05 pm Leave your thoughts What was your favorite subject as a student? English. My parents were always encouraging me to read. I always loved words and reading books. What was your favorite book growing up? Alice in Wonderland. What was your first real job? Babysitting. I parlayed that into a position in the babysitting room at the YMCA in… View More
The BI Clock Is Ticking – endorse your policy to make sure you have sufficient coverage for your period of restoration
February 16, 2021 2:14 pm Leave your thoughts In a recent post, we warned about the increasing frequency of insurance carriers imposing limitations on the “loss of use” coverage in certain homeowner policies. We have yet another warning for you – this one involving time limitations in the “period of restoration” coverage for business owners. We see a similar problem in a lot… View More
Client Testimonial: Acton Metal
February 2, 2021 2:37 pm Leave your thoughts Acton Metal Processing Corp., a specialty metal finishing job shop, has been providing superior quality and service since 1960 and is a recognized industry leader in the application of black coatings on metal. On the morning of November 6, 2019, Acton Metal experienced something new for this long-standing business: a 3-alarm building fire in its… View More
A Deeper Dive into Business Interruption Coverage Options
January 26, 2021 2:09 pm Leave your thoughts As you know from reading our previous posts on the subject, Business Interruption (BI) coverage is an area of commercial insurance that can be hard to understand. If you’re the owner of a business, assuming you have full coverage, your BI coverage should make you whole – restoring you financially to a position as if… View More
Period of Restoration
January 19, 2021 2:04 pm Leave your thoughts When you suffer a property loss and file a claim with your insurance carrier, the insurance claims process begins. This triggers the “period of restoration” requirement, which imposes a timeline of “reasonable speed” by which you must get the property repaired or replaced – and the date by which you should resume residential or commercial… View More
When a fire destroyed his historic Beacon Hill home, this Homeowner called SMW
January 12, 2021 1:57 pm Leave your thoughts The clients featured in this blog are well-known fixtures in Boston’s storied Beacon Hill neighborhood. They are parents and business owners, and have broad experience in managing the various surprises life can provide. When their historic townhouse on Beacon Street went up in flames one summer night several years ago, they knew to call SMW…. View More