Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Homeowners Beware: A Tree Falling on your Roof is Different than a Tree Falling in your Yard
August 3, 2021 12:54 pm Leave your thoughts When windstorms hit the leafy neighborhoods of Boston’s MetroWest suburbs, we go to work. Big winds take down a lot of trees, and homeowners have several questions about their insurance coverage and possible solutions. Here are some of the top tips we shared with these homeowners: Take a look at your homeowner’s insurance policy –… View More
Understanding the Local Economy & Why It’s Important for Claims Settlements: Part III
July 6, 2021 1:33 pm Leave your thoughts In our last blog about the local economy, we explored the impact in regards to the sales portion of a business interruption claim. Now let’s talk about Expenses. Expenses The second half of a business interruption claim is the expenses. We would all like it if revenue just kept going up while expenses remained constant,… View More
Understanding the Local Economy & Why It’s Important for Claims Settlements: Part II
June 29, 2021 12:57 pm Leave your thoughts In our last blog about the local economy, we explored the impact in regards to building claims. In this installment we are going to talk about the importance of understanding the local economy when preparing a business interruption claim. Businesses are impacted by the local and global economy every day. In today’s ever connected world,… View More
Just How Much Coverage Do You Get From Your National Flood Insurance Program Policy?
June 22, 2021 12:52 pm Leave your thoughts May flowers bring pilgrims, and June brings…floods. As summer storms roll in, homeowners should think about their insurance coverage for floods. That’s because we’re entering the season of hurricanes – and that often means torrential rain, high winds, and storm surges. These can result in uprooted trees, crippled power lines, and floodwater across entire regions…. View More
Have You Reviewed Your Insurance Policy – the ENTIRE Policy?
June 15, 2021 12:50 pm Leave your thoughts Whenever a client comes to us seeking help with the insurance claims process, one of the first things we ask for is a copy of their insurance policy. And when we request the insurance policy, we mean the ENTIRE insurance policy. That’s not always what we get. It’s actually somewhat amusing, the abbreviated forms people… View More
What is “Insurable Interest”?
June 8, 2021 12:53 pm Leave your thoughts An insurance policy is, at its core, a type of contract: it represents an agreement between two or more parties in which one party, the insured, pays a specific sum to the other, the insurer, in exchange for something of value. In the case of an insurance contract (or policy), that thing of value is… View More
It’s Not Always What You Say, But How You Say It – Even When It Comes to Your Claims
May 25, 2021 12:54 pm Leave your thoughts A rose may be a rose by any other name, right? This is not the case when it comes to managing your insurance claim the right way. To avoid confusion and ensure your claim gets processed the right way, you want to know the right terms to use – and what to avoid. Here are… View More
Small Business Owners – Are You Ready to Answer These Tax Questions?
May 4, 2021 12:55 pm Leave your thoughts SMW has been focusing on supporting small businesses. There are a couple of issues that keep coming up and we wanted to pass along what we’re seeing in the insurance industry and how it might affect your small business. The first one deals with PPP loans. The second issue focuses on Business Interruption (BI) as… View More