Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Just How Much Coverage Do You Get From Your National Flood Insurance Program Policy?
June 22, 2021 12:52 pm Leave your thoughts May flowers bring pilgrims, and June brings…floods. As summer storms roll in, homeowners should think about their insurance coverage for floods. That’s because we’re entering the season of hurricanes – and that often means torrential rain, high winds, and storm surges. These can result in uprooted trees, crippled power lines, and floodwater across entire regions…. View More
Have You Reviewed Your Insurance Policy – the ENTIRE Policy?
June 15, 2021 12:50 pm Leave your thoughts Whenever a client comes to us seeking help with the insurance claims process, one of the first things we ask for is a copy of their insurance policy. And when we request the insurance policy, we mean the ENTIRE insurance policy. That’s not always what we get. It’s actually somewhat amusing, the abbreviated forms people… View More
What is “Insurable Interest”?
June 8, 2021 12:53 pm Leave your thoughts An insurance policy is, at its core, a type of contract: it represents an agreement between two or more parties in which one party, the insured, pays a specific sum to the other, the insurer, in exchange for something of value. In the case of an insurance contract (or policy), that thing of value is… View More
It’s Not Always What You Say, But How You Say It – Even When It Comes to Your Claims
May 25, 2021 12:54 pm Leave your thoughts A rose may be a rose by any other name, right? This is not the case when it comes to managing your insurance claim the right way. To avoid confusion and ensure your claim gets processed the right way, you want to know the right terms to use – and what to avoid. Here are… View More
Small Business Owners – Are You Ready to Answer These Tax Questions?
May 4, 2021 12:55 pm Leave your thoughts SMW has been focusing on supporting small businesses. There are a couple of issues that keep coming up and we wanted to pass along what we’re seeing in the insurance industry and how it might affect your small business. The first one deals with PPP loans. The second issue focuses on Business Interruption (BI) as… View More
Next Week is Small Business Week
April 27, 2021 12:55 pm Leave your thoughts Small businesses are the backbone of the American economy. They employ half of the country’s workforce, and produce more revenue than any other sector. To recognize their outstanding service, innovation and development, SMW is proud to celebrate Small Business Week during the first week in May. How can you celebrate Small Business Week? Here are… View More
Do You Want Your Claim Submitted Quickly, Or Do You Want It Done Right?
April 20, 2021 1:05 pm Leave your thoughts A major piece of misinformation is sometimes fed to policyholders about public adjusters (PAs), and we want to address it. Almost invariably, it comes from insurance adjusters representing one of the major carriers. This supposed “advice” usually gets offered to a policyholder – whether a homeowner or the owner of a business – who has… View More
A Hidden Pitfall of Blanket Coverage for your Multi-Location Business: Part II
April 13, 2021 1:01 pm Leave your thoughts In Part 1 of this blog series, we warned owners of multi-location businesses who carry blanket coverage that they may be susceptible to requests for extensive financial information from their carrier when they submit a claim for a covered loss. While we’re flagging possible problem areas in your insurance coverage, here’s one for owners of… View More