Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

Swerling Milton Winnick Announces Addition of Michelle Canniff, CPA as Head of Forensic Accounting Team

March 10, 2022 6:12 pm Published by Leave your thoughts Swerling Milton Winnick today announced that Michelle Canniff, CPA has joined the company as head of Forensic Accounting. Canniff will lead the SMW teams focusing on commercial losses, business interruption, extra expense and time element claims. “Having an executive of Michelle’s caliber and experience join SMW greatly enhances our leadership team. Her proven track record… View More

Got a Complex Insurance Claim? Better Call Paul

March 1, 2022 2:07 pm Published by Leave your thoughts “Call Paul Winnick. Don’t do anything else before that. Just call Paul Winnick at Swerling Milton Winnick.” That’s the advice Charlie Welch received when a commercial/residential building he owned in Springfield, MA burned to the ground. It’s a good thing Charlie took that advice. As it turned out, the complexity of Charlie’s insurance claim went… View More

Utility Services – An Important Business Interruption Endorsement For Business Owners

February 22, 2022 1:44 pm Published by Leave your thoughts Think about a business like an ice cream parlor.  It relies on its local utility source to power the freezers that preserve its primary business product.  If the electricity goes out, the ice cream melts.  So, any interruption in utility services poses a vital threat to the entire business operation. We’ve talked a lot lately… View More

Does Commercial Property Insurance Cover Preventive Snow Removal?

February 8, 2022 1:44 pm Published by Leave your thoughts If your company does business in Massachusetts, you should double check your commercial property insurance policy in advance of the next snowfall. According to a decision by the Mass. Superior Court, rooftop snow removal is NOT covered by commercial property insurance, and such policies typically apply only to damage or loss – not preventive maintenance… View More

A Mystery Flood on The Cape

February 1, 2022 1:56 pm Published by Leave your thoughts ‘Tis the season of frozen pipes – and a good time to revisit an SMW homeowner water loss from Falmouth, MA.  While the homeowners were wintering in Florida, they received the unpleasant news that water was pouring out of the front door of their Cape Cod home. The basement had filled with over six feet… View More

Condo Property Managers: Know What to Do After a Catastrophic Property Loss – Part 2

January 25, 2022 1:45 pm Published by Leave your thoughts Scott also offered some “lessons learned” from the experience of reconstructing the Reading condo building. “What I’d do differently,” he says, includes the following advice for other property managers: Set a Dedicated Resource for Communications Previously, Scott underscored the importance of communications. And that priority received appropriate attention. Next time, though, Scott believes it would… View More

Condo Property Managers: Know What to do After a Catastrophic Loss – Part 1

January 18, 2022 2:09 pm Published by Leave your thoughts With more than 20 years of experience in property management, Scott Wolf is an expert in meeting the needs of a condominium community. His company, Brigs LLC, is the premier full-service property management company in the Northeast. They’ve seen just about every kind of property disaster, and they know how to minimize disruption for their… View More

The Broad Evidence Rule

December 28, 2021 1:42 pm Published by Leave your thoughts Property insurance policies provide for payment of a claim on an Actual Cash Value (ACV) basis until the property is repaired or replaced. Determining the ACV of the loss can be problematic due to the fact that the term “actual cash value” is not defined in most property policies. Therefore, determining ACV may fall to… View More