Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

Think Your Replacement Cost Policy Will Actually Pay to Replace Your House? Think Again.

May 10, 2022 12:52 pm Published by Leave your thoughts In Massachusetts, after a loss, the insurer first tries to determine the Actual Cash Value (“ACV”) of the damaged property. This generally allows the insurance company to apply depreciation in calculating what it initially owes. This ACV amount is due whether or not the policyholder actually repairs or rebuilds the property. But policies usually offer… View More

Homeowner Changes vs. Direct Damage

April 26, 2022 12:51 pm Published by Leave your thoughts When settling insurance losses, public adjusters must often deal with homeowner changes. This is especially the case when the claim involves a significant loss. This is because insurance policies are contracts of “indemnity” – meaning you only get paid for the property you actually possessed, or items of “like kind and quality.”  After suffering a… View More

Cyber Insurance: Part 2

April 19, 2022 12:47 pm Published by Leave your thoughts What’s the single most talked about topic in the boardroom of most companies? Cyber security. Read part 2 of our conversation with Hub International Cyber & Tech Insurance Solutions expert, Michelle Lopilato, as well as the President and CEO of Hub International New England, Charles J. Brophy, III. SMW: What’s trending the most right now?… View More

Cyber Insurance: Part 1

April 5, 2022 12:41 pm Published by Leave your thoughts What’s the single most talked about topic in the boardroom of most companies? Cyber security. This is certainly understandable. When you read the news, you’re apt to find stories about various large organizations – everyone from Best Buy to leading hospitals – suffering high-profile cyber attacks. The costs of such an attack can be enormous… View More

Vetting Your Vendors: Part 2

March 29, 2022 12:37 pm Published by Leave your thoughts When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim.  This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? In Part 1 of this “Vetting the Vendors” series, we looked at board-up companies and restoration services.  Now let’s look… View More

Vetting Your Vendors: Part 1

March 22, 2022 12:44 pm Published by Leave your thoughts When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim.  This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? Take, for example, board-up companies.  In most cases, you MUST hire one if you just had a fire.  On… View More

Swerling Milton Winnick Announces Addition of Michelle Canniff, CPA as Head of Forensic Accounting Team

March 10, 2022 6:12 pm Published by Leave your thoughts Swerling Milton Winnick today announced that Michelle Canniff, CPA has joined the company as head of Forensic Accounting. Canniff will lead the SMW teams focusing on commercial losses, business interruption, extra expense and time element claims. “Having an executive of Michelle’s caliber and experience join SMW greatly enhances our leadership team. Her proven track record… View More