Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
May 10, 2022 12:52 pm
Published by Swerling Milton Winnick
In Massachusetts, after a loss, the insurer first tries to determine the Actual Cash Value (“ACV”) of the damaged property. This generally allows the insurance company to apply depreciation in calculating what it initially owes. This ACV amount is due whether or not the policyholder actually repairs or rebuilds the property. But policies usually offer… View More
April 26, 2022 12:51 pm
Published by Swerling Milton Winnick
When settling insurance losses, public adjusters must often deal with homeowner changes. This is especially the case when the claim involves a significant loss. This is because insurance policies are contracts of “indemnity” – meaning you only get paid for the property you actually possessed, or items of “like kind and quality.” After suffering a… View More
April 19, 2022 12:47 pm
Published by Swerling Milton Winnick
What’s the single most talked about topic in the boardroom of most companies? Cyber security. Read part 2 of our conversation with Hub International Cyber & Tech Insurance Solutions expert, Michelle Lopilato, as well as the President and CEO of Hub International New England, Charles J. Brophy, III. SMW: What’s trending the most right now?… View More
April 12, 2022 1:04 pm
Published by Swerling Milton Winnick
What was your major in college? Accounting. What was your first job? I worked in a bakery when I was 14. Since college I’ve been a forensic accountant. I worked at my last job for two decades and loved it. Who trained you? The experienced staff at Magnan Graizzaro & Associates. What’s your favorite part… View More
April 5, 2022 12:41 pm
Published by Swerling Milton Winnick
What’s the single most talked about topic in the boardroom of most companies? Cyber security. This is certainly understandable. When you read the news, you’re apt to find stories about various large organizations – everyone from Best Buy to leading hospitals – suffering high-profile cyber attacks. The costs of such an attack can be enormous… View More
March 29, 2022 12:37 pm
Published by Swerling Milton Winnick
When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim. This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? In Part 1 of this “Vetting the Vendors” series, we looked at board-up companies and restoration services. Now let’s look… View More
March 22, 2022 12:44 pm
Published by Swerling Milton Winnick
When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim. This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? Take, for example, board-up companies. In most cases, you MUST hire one if you just had a fire. On… View More
March 15, 2022 12:51 pm
Published by Swerling Milton Winnick
Not too long ago, SMW handled a property loss at a large condominium complex. The building suffered a huge fire, and all unit owners had to move out. The structure was uninhabitable and there was no building left to maintain or common area lights to keep on. But the association still had to pay property… View More
March 10, 2022 6:12 pm
Published by Swerling Milton Winnick
Swerling Milton Winnick today announced that Michelle Canniff, CPA has joined the company as head of Forensic Accounting. Canniff will lead the SMW teams focusing on commercial losses, business interruption, extra expense and time element claims. “Having an executive of Michelle’s caliber and experience join SMW greatly enhances our leadership team. Her proven track record… View More
March 8, 2022 1:46 pm
Published by Swerling Milton Winnick
Imagine that a major fire ravages a large condominium complex, damaging 70 of the 400 total units. The property manager (wisely) calls in a public adjuster, and gathers all the condo owners together to discuss the repairs and related insurance claims process. There’s a good chance that few, if any, of the condo owners will… View More