Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
January 4, 2023 2:02 pm
Published by Swerling Milton Winnick
While re-sharing our classic blog on insurance coverage requirements, we’d also like to bring to your attention another challenge we’ve encountered when adjusting several property losses. When a tenant-occupied building suffers a property loss, and that tenant moves out and is nowhere to be found, the only way to get the utility records to prove… View More
December 27, 2022 1:49 pm
Published by Swerling Milton Winnick
What a year! We hope 2022 was full of health and prosperity for you. If you have been following our regular posts, you’ll hopefully be better informed about how to optimize your property insurance coverage. To ensure you have the most important takeaways, we have pulled some of the highlights from our 2022 blog series…. View More
December 20, 2022 1:52 pm
Published by Swerling Milton Winnick
The holidays are a time when family members exchange thoughtful gifts. In the case of family keepsakes – jewelry, watches, etc. – these gifts require careful management on your insurance policy. Update your policies accordingly! Think about a family example: they have beautiful pearl earrings that family members have handed down through the generations. The… View More
December 6, 2022 1:55 pm
Published by Swerling Milton Winnick
After an insurance loss at a condominium complex, who is responsible for the insurance claim? There are usually two policies that come into play – the association’s policy, known as the Master Policy, and the unit owner’s policy. Given our expertise on condominium matters, we often get calls from unit owners who want to hire… View More
November 29, 2022 1:54 pm
Published by Swerling Milton Winnick
Ellen Shapiro knows about condos. She’s a partner at Marcus, Errico, Emmer & Brooks PC – New England’s pre-eminent law firm focusing exclusively on condominium law. In her vast experience helping condominium communities, she’s seen just about every legal issue imaginable. When it comes to managing the insurance claims process, Ellen steers her clients the same way every… View More
November 22, 2022 1:52 pm
Published by Swerling Milton Winnick
Here at SMW, we love turkey and we love Thanksgiving. And though oven roasting is an endorsed technique, we are not without affection for the savory, oil-filled repast that you can get from deep-frying your holiday turkey. It’s delicious. It’s also, however, incredibly dangerous. Do you doubt us? We have seen the damage firsthand –… View More
November 8, 2022 2:02 pm
Published by Swerling Milton Winnick
First off, let’s understand exactly what floods entail, as far as your National Flood Insurance Program (NFIP) policy is concerned. In most NFIP policies, “Flood” means: A general and temporary condition of partial or complete inundation of normally dry land areas due to any of the following: (1) Overflow of inland or tidal waters from… View More
November 1, 2022 2:29 pm
Published by Swerling Milton Winnick
For many years, SMW has worked nationally – including in Florida and on the islands – to help businesses and homeowners recover from hurricanes and other major weather events. We’re currently in Fort Myers and other parts of Florida where we have been called in to manage claims related to losses from the most recent… View More
October 25, 2022 12:56 pm
Published by Swerling Milton Winnick
Trick or Treat? Or, perhaps more relevant for homeowners: Vacant or unoccupied? What’s the difference? For insurance coverage purposes, “vacant” means without goods or personal property, while “unoccupied” means that no one is living in the premises. This is a critical distinction, because if a property is vacant for more than 60 days, you do… View More
October 14, 2022 1:09 pm
Published by Swerling Milton Winnick
What was your major in college? SNHU Business-Honors Degree in Three program, but for only one year. What was your first job? Stop & Shop was the first; and construction with my father, doing restoration/construction work. I actually started doing demo work in middle school. Who at SMW trained you? I have known and learned… View More