Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Swerling Milton Winnick Public Insurance Adjusters, Inc. Leadership Member Accepts Officer Position with MAPIA
October 2, 2018 3:57 pm Leave your thoughts Hats off to Swerling Milton Winnick’s very own Diane Swerling who recently had the honor of being appointed to an officer position with the Massachusetts Association of Public Insurance Adjusters (MAPIA), the state organization charged with representing professional public insurance adjusters throughout Massachusetts. Diane will assume the role of MAPIA Vice President. Diane has committed… View More
Your Business Has $1M in Coverage and a $100K Loss. How Can You Be Underinsured? Coinsurance.
September 25, 2018 4:03 pm Leave your thoughts Let’s say your business has a commercial insurance policy with $1 million in coverage, and one of the buildings covered by your policy suffers damage that will cost $100K to repair. You should be all set, right? Not always. How can this be so? Coinsurance. Coinsurance is a clause in commercial policies that allows the… View More
Swerling Milton Winnick Offers Free Claims Advice to Victims of Columbia Gas Explosion
September 20, 2018 4:05 pm Leave your thoughts Swerling Milton Winnick principals Diane Swerling and Paul Winnick spoke to Fox News about the Columbia Gas explosion in Lawrence, which displaced thousands of residents from their homes and businesses. In the interview broadcast on September 18th on Fox 25, Swerling and Winnick explained the critically important Civil Authority coverage provision, which is designed specifically… View More
Understanding the Commercial Package Policy
September 4, 2018 4:13 pm Leave your thoughts If you’re part of a business or a private ownership group, you might have a “commercial package” policy for your entity’s buildings. Unlike in a homeowner’s policy – which automatically contains a provision that covers the “replacement cost” of buildings, structures, or other property – your commercial package policy does not automatically include coverage for… View More
Want To Speed Up Your Claim Process? Then Slow It Down!
August 8, 2018 12:49 pm Leave your thoughts Are you just beginning the claim process? If you’ve suffered a loss and you’re making a claim under your homeowner or commercial insurance policy, you’ll want to speed things along. Want a tip for speeding up the claim process? Slow it down! As public adjusters, we run into situations where the insurance company moves quickly… View More
The “Full Compensation” Rule – Understanding the Equitable Doctrine of Subrogation
July 31, 2018 12:54 pm Leave your thoughts If a third party damages your property, the first thing you do is go to your homeowners or commercial insurance policy and check your coverage. Sometimes you will find that you are underinsured, and don’t have enough insurance to cover all your losses. What happens then? You look for a third party who may have… View More
Replacement Cost Coverage – What Does Your Homeowners Policy Provide?
July 23, 2018 1:03 pm Leave your thoughts Do you have “Replacement Cost” coverage in your homeowner policy? This would cover damage to a building, structure, or other real property that you own. You probably do, even if you aren’t explicitly aware of it – or don’t know exactly how it works. Here are some insights to introduce you to this important coverage… View More
Small Business Owners: Are you sure you have enough coverage? | Part 2 of 2
July 16, 2018 1:10 pm Leave your thoughts In Part I of this two-part blog post, we learned about Joe and Maria, a husband-and-wife team who own Joe’s Pizza. Their pizza shop is a multi-generational family business that is beloved by its local community. When a catastrophic event breaks out, Joe and Maria face a reckoning familiar to many small business owners: do… View More