Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

What is “Civil Authority” Coverage?

November 13, 2018 3:24 pm Published by Leave your thoughts The little known “Civil Authority” provision has received much attention of late – especially in connection with the Sept. 13 gas explosions in Lawrence, Mass. This critically important coverage provision is designed specifically for situations where people are forced out by police, fire or inspection services – or any similar “Authority” – due to a… View More

SMW is Proud to Support Save the Children as it hosts its First Boston Event

November 5, 2018 3:39 pm Published by Leave your thoughts One of the areas that unites the entire Swerling Milton Winnick team is giving back. That’s why we’re proud to support Save the Children, an international non-governmental organization that promotes children’s rights, provides relief, and helps support children in developing countries. In addition to investing in the promise of education for children of war and… View More

The Top 3 Most Denied Property Loss Claims

October 22, 2018 3:41 pm Published by Leave your thoughts As public adjusters, we negotiate with insurance companies every day.  We see firsthand the reasons they cite for denying claims by policyholders – both homeowners and businesses.  To help you position yourself for a successful claim process, we compiled the top reasons insurance companies cite for denying a claim. 1.  Water seepage Seepage of groundwater into… View More

Swerling Milton Winnick Public Insurance Adjusters, Inc. Leadership Member Accepts Officer Position with MAPIA

October 2, 2018 3:57 pm Published by Leave your thoughts Hats off to Swerling Milton Winnick’s very own Diane Swerling who recently had the honor of being appointed to an officer position with the Massachusetts Association of Public Insurance Adjusters (MAPIA), the state organization charged with representing professional public insurance adjusters throughout Massachusetts. Diane will assume the role of MAPIA Vice President. Diane has committed… View More

Your Business Has $1M in Coverage and a $100K Loss. How Can You Be Underinsured? Coinsurance.

September 25, 2018 4:03 pm Published by Leave your thoughts Let’s say your business has a commercial insurance policy with $1 million in coverage, and one of the buildings covered by your policy suffers damage that will cost $100K to repair.  You should be all set, right?  Not always. How can this be so? Coinsurance. Coinsurance is a clause in commercial policies that allows the… View More

Swerling Milton Winnick Offers Free Claims Advice to Victims of Columbia Gas Explosion

September 20, 2018 4:05 pm Published by Leave your thoughts Swerling Milton Winnick principals Diane Swerling and Paul Winnick spoke to Fox News about the Columbia Gas explosion in Lawrence, which displaced thousands of residents from their homes and businesses.  In the interview broadcast on September 18th on Fox 25, Swerling and Winnick explained the critically important Civil Authority coverage provision, which is designed specifically… View More

Understanding the Commercial Package Policy

September 4, 2018 4:13 pm Published by Leave your thoughts If you’re part of a business or a private ownership group, you might have a “commercial package” policy for your entity’s buildings.  Unlike in a homeowner’s policy – which automatically contains a provision that covers the “replacement cost” of buildings, structures, or other property – your commercial package policy does not automatically include coverage for… View More