Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

Your Business Has $1M in Coverage and a $100K Loss. How Can You Be Underinsured? Coinsurance.

September 25, 2018 4:03 pm Published by Leave your thoughts Let’s say your business has a commercial insurance policy with $1 million in coverage, and one of the buildings covered by your policy suffers damage that will cost $100K to repair.  You should be all set, right?  Not always. How can this be so? Coinsurance. Coinsurance is a clause in commercial policies that allows the… View More

Swerling Milton Winnick Offers Free Claims Advice to Victims of Columbia Gas Explosion

September 20, 2018 4:05 pm Published by Leave your thoughts Swerling Milton Winnick principals Diane Swerling and Paul Winnick spoke to Fox News about the Columbia Gas explosion in Lawrence, which displaced thousands of residents from their homes and businesses.  In the interview broadcast on September 18th on Fox 25, Swerling and Winnick explained the critically important Civil Authority coverage provision, which is designed specifically… View More

Understanding the Commercial Package Policy

September 4, 2018 4:13 pm Published by Leave your thoughts If you’re part of a business or a private ownership group, you might have a “commercial package” policy for your entity’s buildings.  Unlike in a homeowner’s policy – which automatically contains a provision that covers the “replacement cost” of buildings, structures, or other property – your commercial package policy does not automatically include coverage for… View More

Subrogation Lessons from the 2018 NAPIA Annual Meeting

June 20, 2018 1:37 pm Published by Leave your thoughts Last week, the Swerling leadership team traveled to Hershey, PA to attend the 2018 National Association of Public Insurance Adjusters (NAPIA) Annual Meeting.  This annual event is a terrific opportunity to connect with public adjusters from all over the country and discuss the priority areas for our industry. During the session, NAPIA general counsel Brian… View More

Does commercial property insurance cover preventive snow removal? No, says Massachusetts Superior Court.

June 12, 2018 1:40 pm Published by Leave your thoughts If your company does business in Massachusetts, you should double check your commercial property insurance policy in advance of next winter’s snowfall. According to a recent decision by the Mass. Superior Court, rooftop snow removal is NOT covered by commercial property insurance, and such policies typically apply only to damage or loss – not preventive… View More