Author Archives for Swerling Milton Winnick

About Swerling Milton Winnick

If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.

Business Interruption Coverage: Part II – Real-World Examples of How it Applies to Your Business

July 25, 2019 1:25 pm Published by Leave your thoughts In one of our recent posts, we explained what “Business Interruption” (BI) coverage is and how it works.  Our readers responded with thanks – and with additional questions.  While they understood the importance of BI – how it makes you whole, and restores you financially to a position you’d be in if you had not… View More

Homeowners Beware: A Tree Falling On Your Roof Is Different Than A Tree Falling In Your Yard

July 24, 2019 7:56 pm Published by Leave your thoughts The tornado that swept through Cape Cod and other parts of Eastern Massachusetts on July 23rd caused some serious property damage. The storm took down a lot of trees, leaving many homeowners with pressing questions about their insurance coverage and possible solutions. Here are some of the top tips we have been sharing with these… View More

While Vacationing This Holiday Weekend, Will Your Homeowner’s Personal Property Coverage Go With You?

July 2, 2019 1:10 pm Published by Leave your thoughts If you’re a homeowner, you might be going on the road this Independence Day, packing up the car with expensive outdoor gear for camping, grilling and enjoying water sports.  If your adventure results in damage to any of this personal property, don’t worry; you’re probably covered.  How?  Under the Personal Property coverage of your homeowner’s… View More

Business Interruption Coverage: Part III – Real-World Examples of How it Applies to Your Business

June 25, 2019 12:39 pm Published by Leave your thoughts In Part 2 of our multi-part series on Business Interruption (BI) coverage, we offered some real-life examples of BI coverage at work. To continue this examination, Part 3 of this BI series looks at a uniquely complex aspect of BI – “Cost of Goods Sold” – as an additional scenario business owner might encounter in… View More

2019 Annual NAPIA Meeting

June 19, 2019 1:28 pm Published by Leave your thoughts June 12th kicked off this year’s Annual Meeting of the National Association of Public Insurance Adjusters (NAPIA) in Napa, California.  There to congratulate new President, Jeff O’Connor, were SMW’s Diane Swerling (NAPIA’s 2016 President), and first-time attendee Bryan Holtzman.  We were happy to visit with the exhibitors to learn about the cutting-edge technology in the… View More

Contractors and Public Adjusters: Can Do & Can’t Do Activities

June 11, 2019 1:32 pm Published by Leave your thoughts The Massachusetts Division of Insurance has become increasingly aware that consumers are often confused by the role of various participants in the claims process.  As long-standing public adjusters (PAs), we share this concern, as our industry has faced ongoing challenges stemming from the unlicensed practice of public adjusting (UPPA). The UPPA problem often rears its… View More

Did You Know? Your Landlord in Massachusetts Must Carry Tenant Relocation Coverage for EVERY Rental Unit

May 29, 2019 2:08 pm Published by Leave your thoughts If you reside in a rental unit located within Massachusetts, your landlord must carry insurance to cover some of your expenses and property damage caused by a fire. That’s right.  Every insurance policy in Massachusetts that covers a multi-unit residential property must include a fire endorsement for up to $750 for each rental unit.  The… View More

What is Business Interruption Coverage, and How Does It Work?

May 14, 2019 2:33 pm Published by Leave your thoughts Many owners of small- and medium-sized businesses have “Business Interruption” (BI) coverage in their commercial insurance policies.  But we often hear from business owners who aren’t fully sure what BI is exactly, or how it comes into play in the event of a property loss suffered by their business. The question they most frequently ask:… View More

SMW Share Highlights From Recent MAPIA Continuing Education Seminar

May 10, 2019 2:36 pm Published by Leave your thoughts On May 8th, SMW team members met with our public adjuster (PA) counterparts from across Massachusetts to hold a dialogue on the issue of top importance to the PA industry.  Hosted by the Massachusetts Association of Public Insurance Adjusters (MAPIA), the seminar took place in Waltham and addressed several trends that directly impact PAs –… View More