Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Contractors and Public Adjusters: Can Do & Can’t Do Activities
June 11, 2019 1:32 pm Leave your thoughts The Massachusetts Division of Insurance has become increasingly aware that consumers are often confused by the role of various participants in the claims process. As long-standing public adjusters (PAs), we share this concern, as our industry has faced ongoing challenges stemming from the unlicensed practice of public adjusting (UPPA). The UPPA problem often rears its… View More
Congratulations, Cedardale! We Knew You Could Do It!
May 31, 2019 2:03 pm Leave your thoughts Thursday, May 30 marked a truly momentous day for one of SMW’s favorite clients – the grand reopening of Cedardale Health and Fitness in Haverhill, MA. Cedardale’s many loyal members turned out in force to celebrate the brand new, state-of-the-art facility with the visionary Veasey family. It wasn’t easy. We know because we met with… View More
Did You Know? Your Landlord in Massachusetts Must Carry Tenant Relocation Coverage for EVERY Rental Unit
May 29, 2019 2:08 pm Leave your thoughts If you reside in a rental unit located within Massachusetts, your landlord must carry insurance to cover some of your expenses and property damage caused by a fire. That’s right. Every insurance policy in Massachusetts that covers a multi-unit residential property must include a fire endorsement for up to $750 for each rental unit. The… View More
What is Business Interruption Coverage, and How Does It Work?
May 14, 2019 2:33 pm Leave your thoughts Many owners of small- and medium-sized businesses have “Business Interruption” (BI) coverage in their commercial insurance policies. But we often hear from business owners who aren’t fully sure what BI is exactly, or how it comes into play in the event of a property loss suffered by their business. The question they most frequently ask:… View More
SMW Share Highlights From Recent MAPIA Continuing Education Seminar
May 10, 2019 2:36 pm Leave your thoughts On May 8th, SMW team members met with our public adjuster (PA) counterparts from across Massachusetts to hold a dialogue on the issue of top importance to the PA industry. Hosted by the Massachusetts Association of Public Insurance Adjusters (MAPIA), the seminar took place in Waltham and addressed several trends that directly impact PAs –… View More
In Mass., Value-Based Disputes Can Go to Reference Instead of Litigation
April 22, 2019 2:47 pm Leave your thoughts The two sides of a potential compromise don’t always agree. This is often the case in property insurance settlements, where an agreement must be reached before the claim can be finalized and closed. What happens when the two sides – the insured and the insurance carrier – simply can’t agree on the amount of a… View More
Extended Business Interruption Coverage Memorandum
April 8, 2019 2:49 pm Leave your thoughts Dear Colleague, We are writing to alert you to an important – and problematic – insurance policy position held by The Travelers Companies that might directly impact your commercial policyholders. We hope you will join us in bringing this issue to the attention of underwriters at Travelers and advocating for a change in Travelers’ position… View More
Homeowners Beware: A Tree Falling On Your Roof Is Different Than A Tree Falling In Your Yard
April 3, 2019 2:58 pm Leave your thoughts When windstorms hit the leafy neighborhoods of Boston’s MetroWest suburbs, we go to work. Last month’s big winds took down a lot of trees, and homeowners had several questions about their insurance coverage and possible solutions. Here are some of the top tips we shared with these homeowners: Take a look at your homeowner’s insurance… View More