Tag Archive: 2020

Utility Services – an important Business Interruption endorsement for business owners

January 28, 2020 1:42 pm Published by Leave your thoughts Think about a business like an ice cream parlor.  It relies on its local utility source to power the freezers that preserve its primary business product.  If the electricity goes out, the ice cream melts.  So, any interruption in utility services poses a vital threat to the entire business operation. We’ve talked a lot lately… View More

SMW Spotlight Series: Paul Winnick

January 21, 2020 1:49 pm Published by Leave your thoughts How did you get started in the business? When I was in my 20s, my older brother, Burt, was (and still is) a prominent attorney in Boston.  He wanted to help me get into a stable career.  At the time, he was Executive Director of MAPIA – the Massachusetts Association of Public Insurance Adjusters –… View More

Understand the Evolving Definition of “Collapse” in your Homeowner’s Policy

January 7, 2020 1:57 pm Published by Leave your thoughts Coverage for collapse has been argued and litigated heavily for the past several years.  The non-stop legal battles between insureds and insurers have resulted in ISO (the main policy writer) amending the verbiage in the standard property policy forms.  No longer does coverage for collapse exist if there is an imminent danger of collapse.  a.     … View More