September 18, 2019 5:16 pmPublished by Swerling Milton Winnick
When your property suffers a loss, you enter the insurance and property loss marketplace to pursue your claim. This world is filled with professionals who provide wide-ranging services, many of which you need. How to choose? Take, for example, board-up companies. In most cases, you MUST hire one if you just had a fire. On… View More
September 11, 2019 7:26 pmPublished by Swerling Milton Winnick
Fire!!! Now what? It’s not quite that sudden a shift when you suffer a major property loss – but it’s close. What actually occurs during the first few hours following the news that your house is on fire? Here’s a quick timeline of the first 24 hours – including likely events and decisions you should… View More
September 3, 2019 7:44 pmPublished by Swerling Milton Winnick
When it comes to managing a successful insurance claim process, everyone wants a quick resolution. Identify the damage, submit the claim, get your check – fast and easy, right? Not always. Sometimes, in our rush to speed things along, we miss some key steps early in the process – opportunities to facilitate or expedite the… View More
August 29, 2019 7:49 pmPublished by Swerling Milton Winnick
Why exactly do we celebrate Labor Day? As you’re packing up the car this weekend, heading out to the beach or maybe a country retreat, you may find yourself wondering: why do we celebrate Labor Day? What does it represent? How did we get started on this holiday? Here at SMW, we love us some… View More
August 21, 2019 7:51 pmPublished by Swerling Milton Winnick
If your home or business suffers a property loss, you must immediately make a series of critical, but difficult, decisions. Amidst the chaos of a property loss, perhaps no decision is more important than hiring a public adjuster (PA) to guide you along the claims process. The bottom line is that, after a property loss… View More
August 6, 2019 7:54 pmPublished by Bryan Holtzman
When you suffer a property loss at your business or home, your insurance company sends one of its adjusters to evaluate the damage. This insurance adjuster makes a preliminary determination of the cause of the loss and what your payout will be. When the property damage claim involves items such as hardwood flooring, carpeting, siding… View More
July 25, 2019 1:25 pmPublished by Swerling Milton Winnick
In one of our recent posts, we explained what “Business Interruption” (BI) coverage is and how it works. Our readers responded with thanks – and with additional questions. While they understood the importance of BI – how it makes you whole, and restores you financially to a position you’d be in if you had not… View More
July 24, 2019 7:56 pmPublished by Swerling Milton Winnick
The tornado that swept through Cape Cod and other parts of Eastern Massachusetts on July 23rd caused some serious property damage. The storm took down a lot of trees, leaving many homeowners with pressing questions about their insurance coverage and possible solutions. Here are some of the top tips we have been sharing with these… View More
July 2, 2019 1:10 pmPublished by Swerling Milton Winnick
If you’re a homeowner, you might be going on the road this Independence Day, packing up the car with expensive outdoor gear for camping, grilling and enjoying water sports. If your adventure results in damage to any of this personal property, don’t worry; you’re probably covered. How? Under the Personal Property coverage of your homeowner’s… View More
June 25, 2019 12:39 pmPublished by Swerling Milton Winnick
In Part 2 of our multi-part series on Business Interruption (BI) coverage, we offered some real-life examples of BI coverage at work. To continue this examination, Part 3 of this BI series looks at a uniquely complex aspect of BI – “Cost of Goods Sold” – as an additional scenario business owner might encounter in… View More
