Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Homeowners Beware: Don’t Let Your Thanksgiving Turkey Fry Turn into a Fireball of Property Destruction
November 22, 2022 1:52 pm Leave your thoughts Here at SMW, we love turkey and we love Thanksgiving. And though oven roasting is an endorsed technique, we are not without affection for the savory, oil-filled repast that you can get from deep-frying your holiday turkey. It’s delicious. It’s also, however, incredibly dangerous. Do you doubt us? We have seen the damage firsthand –… View More
Just How Much Coverage Do You Get From Your National Flood Insurance Program Policy?
November 8, 2022 2:02 pm Leave your thoughts First off, let’s understand exactly what floods entail, as far as your National Flood Insurance Program (NFIP) policy is concerned. In most NFIP policies, “Flood” means: A general and temporary condition of partial or complete inundation of normally dry land areas due to any of the following: (1) Overflow of inland or tidal waters from… View More
After Hurricane Ian, Condo Owners May Find They Are Underinsured
November 1, 2022 2:29 pm Leave your thoughts For many years, SMW has worked nationally – including in Florida and on the islands – to help businesses and homeowners recover from hurricanes and other major weather events. We’re currently in Fort Myers and other parts of Florida where we have been called in to manage claims related to losses from the most recent… View More
Vacant vs Unoccupied
October 25, 2022 12:56 pm Leave your thoughts Trick or Treat? Or, perhaps more relevant for homeowners: Vacant or unoccupied? What’s the difference? For insurance coverage purposes, “vacant” means without goods or personal property, while “unoccupied” means that no one is living in the premises. This is a critical distinction, because if a property is vacant for more than 60 days, you do… View More
Employee Spotlight: Brian Boucher
October 14, 2022 1:09 pm Leave your thoughts What was your major in college? SNHU Business-Honors Degree in Three program, but for only one year. What was your first job? Stop & Shop was the first; and construction with my father, doing restoration/construction work. I actually started doing demo work in middle school. Who at SMW trained you? I have known and learned… View More
The First 24 Hours
July 26, 2022 1:46 pm Leave your thoughts Fire!!! Now what? It’s not quite that sudden a shift when you suffer a major property loss – but it’s close. What actually occurs during the first few hours following the news that your house is on fire? Here’s a quick timeline of the first 24 hours – including likely events and decisions you should… View More
Adventures in ITEL
July 19, 2022 1:11 pm Leave your thoughts When you suffer a property loss at your business or home, your insurance company sends one of its adjusters to evaluate the damage. This insurance adjuster makes a preliminary determination of the cause of the loss and what your payout will be. When the property damage claim involves items such as hardwood flooring, carpeting, siding… View More
Local Insurance Agents Deliver More Than The Big National Companies
July 12, 2022 12:48 pm Leave your thoughts “Buy local!” That’s not just a farm-to-table rally cry from your town food co-op. It’s the answer I reliably give when someone asks me whether they should buy insurance from a locally based agent, or from a national direct carrier. And I get asked this all the time. As a public adjuster, I’m uniquely positioned… View More