Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
October 5, 2021 1:47 pm
Published by Swerling Milton Winnick
If you reside in a rental unit located within Massachusetts, your landlord must carry insurance to cover some of your expenses and property damage caused by a fire. That’s right. Every insurance policy in Massachusetts that covers a multi-unit residential property must include a fire endorsement for up to $750 for each rental unit. The… View More
September 28, 2021 12:21 pm
Published by Swerling Milton Winnick
Whether you’re a commercial business owner or a residential homeowner, your property needs protection. You want exactly the right insurance coverage to protect your assets against unexpected weather and other catastrophic events. How do you ensure that you have exactly the right coverage? In the first installment of this two-part blog post, we examined the function of… View More
September 21, 2021 12:53 pm
Published by Swerling Milton Winnick
Whether you’re a commercial business owner or a residential homeowner, your property needs protection. You want exactly the right insurance coverage to protect your assets against unexpected weather and other catastrophic events. How do you ensure that you have exactly the right coverage? In this two-part blog series, we’ll help you get started by asking… View More
September 14, 2021 1:13 pm
Published by Swerling Milton Winnick
If your home or business suffers a property loss, you must immediately make a series of critical, but difficult, decisions. Amidst the chaos of a property loss, perhaps no decision is more important than hiring a public adjuster (PA) to guide you along the claims process. The bottom line is that, after a property loss… View More
September 7, 2021 1:05 pm
Published by Swerling Milton Winnick
IT’S HURRICANE SEASON, AND ESPECIALLY IF YOUR HOME OR BUSINESS IS IN A COASTAL AREA, KEEP THESE TIPS IN MIND TO PREPARE FOR A STORM THAT MAY BRING DAMAGING WIND, RAIN AND FLOODING: Trim or remove damaged trees and limbs to keep you and your property safe. Secure loose rain gutters and downspouts and clear… View More
September 1, 2021 12:51 pm
Published by Swerling Milton Winnick
Why exactly do we celebrate Labor Day? As you’re packing up the car this weekend, heading out to the beach or maybe a country retreat, you may find yourself wondering: why do we celebrate Labor Day? What does it represent? How did we get started on this holiday? Here at SMW, we love us some… View More
August 24, 2021 12:44 pm
Published by Swerling Milton Winnick
Fire!!! Now what? It’s not quite that sudden a shift when you suffer a major property loss – but it’s close. What actually occurs during the first few hours following the news that your house is on fire? Here’s a quick timeline of the first 24 hours – including likely events and decisions you should… View More
August 17, 2021 12:52 pm
Published by Swerling Milton Winnick
As public adjusters, we negotiate with insurance companies every day. We see firsthand the reasons they cite for denying claims by policyholders – both homeowners and businesses. To help you position yourself for a successful claim process, we compiled the top reasons insurance companies cite for denying a claim. Water seepage Seepage of groundwater into… View More
August 10, 2021 12:59 pm
Published by Swerling Milton Winnick
The little known “Civil Authority” provision has received much attention – especially in connection with the Sept. 13, 2018 gas explosions in Lawrence, Mass. This critically important coverage provision is designed specifically for situations where people are forced out by police, fire or inspection services – or any similar “Authority” – due to a catastrophic… View More
August 3, 2021 12:54 pm
Published by Swerling Milton Winnick
When windstorms hit the leafy neighborhoods of Boston’s MetroWest suburbs, we go to work. Big winds take down a lot of trees, and homeowners have several questions about their insurance coverage and possible solutions. Here are some of the top tips we shared with these homeowners: Take a look at your homeowner’s insurance policy –… View More