Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Extra Expenses – The Other Half of the Time Element Equation
October 19, 2021 12:50 pm Leave your thoughts We have previously examined the issue of Extra Expenses within various types of Business Interruption coverage, but we haven’t yet provided an in-depth view of Extra Expenses. So, we decided to give it its own spotlight. Why? Because the Extra Expenses provision could be a deciding factor between you recovering from a loss and your… View More
What To Do When Your House or Building Burns To The Ground
October 12, 2021 12:59 pm Leave your thoughts In a past post, we offered some lessons for homeowners who suffer “burnt out of sight” (BOS) property losses. This helpful information sparked a great response from our readers, many of whom had more specific questions about “what to do” when facing a BOS situation. In this post, we will answer the main questions posed… View More
Did You Know? Your Landlord in Massachusetts Must Carry Tenant Relocation Coverage for EVERY Rental Unit
October 5, 2021 1:47 pm Leave your thoughts If you reside in a rental unit located within Massachusetts, your landlord must carry insurance to cover some of your expenses and property damage caused by a fire. That’s right. Every insurance policy in Massachusetts that covers a multi-unit residential property must include a fire endorsement for up to $750 for each rental unit. The… View More
5 Key Questions to Ask When Purchasing Insurance Coverage: Part 2
September 28, 2021 12:21 pm Leave your thoughts Whether you’re a commercial business owner or a residential homeowner, your property needs protection. You want exactly the right insurance coverage to protect your assets against unexpected weather and other catastrophic events. How do you ensure that you have exactly the right coverage? In the first installment of this two-part blog post, we examined the function of… View More
5 Key Questions to Ask When Purchasing Insurance Coverage: Part I
September 21, 2021 12:53 pm Leave your thoughts Whether you’re a commercial business owner or a residential homeowner, your property needs protection. You want exactly the right insurance coverage to protect your assets against unexpected weather and other catastrophic events. How do you ensure that you have exactly the right coverage? In this two-part blog series, we’ll help you get started by asking… View More
Why Hire a Public Adjuster?
September 14, 2021 1:13 pm Leave your thoughts If your home or business suffers a property loss, you must immediately make a series of critical, but difficult, decisions. Amidst the chaos of a property loss, perhaps no decision is more important than hiring a public adjuster (PA) to guide you along the claims process. The bottom line is that, after a property loss… View More
How To Prepare For And Recover From A Hurricane
September 7, 2021 1:05 pm Leave your thoughts IT’S HURRICANE SEASON, AND ESPECIALLY IF YOUR HOME OR BUSINESS IS IN A COASTAL AREA, KEEP THESE TIPS IN MIND TO PREPARE FOR A STORM THAT MAY BRING DAMAGING WIND, RAIN AND FLOODING: Trim or remove damaged trees and limbs to keep you and your property safe. Secure loose rain gutters and downspouts and clear… View More
Why Exactly Do We Celebrate Labor Day?
September 1, 2021 12:51 pm Leave your thoughts Why exactly do we celebrate Labor Day? As you’re packing up the car this weekend, heading out to the beach or maybe a country retreat, you may find yourself wondering: why do we celebrate Labor Day? What does it represent? How did we get started on this holiday? Here at SMW, we love us some… View More