Author Archives for Swerling Milton Winnick
About Swerling Milton Winnick
If you’ve had a fire, flood or other property loss resulting in an insurance claim, and need a public insurance adjuster in Massachusetts, New Hampshire, Rhode Island, New England or anywhere in the U.S. or Caribbean, call Swerling Milton Winnick. We are the oldest and largest public adjusting firm in New England, and our team of experts will give you personalized, 24/7 attention to successfully resolve your residential or business insurance claim.
Do You Know What a Cause & Origin Expert Does?
December 8, 2020 1:53 pm Leave your thoughts If you’re going through the insurance claims process after a property loss, you might encounter a “Cause and Origin” expert and wonder: “What role does this professional play in my claim?” Simply put, a Cause and Origin expert investigates the cause of a loss that has led to a policyholder filing an insurance claim. They… View More
SMW Spotlight: Ross Landers
November 24, 2020 2:04 pm Leave your thoughts What was your major in college? I went to Bloomsburg University in Pennsylvania on a football scholarship. I majored in political science, with a minor in public administration. I thought about law school, but I decided I’d had enough school for a while. What was your first job? I’ve worked in construction since I was… View More
SMW Spotlight: Adam Swerling
October 27, 2020 1:05 pm Leave your thoughts What was your major in college? Accounting and finance at Curry College after attending Newton South High School. What was your first job? My father said, “You’re 16 years old now — you’re old enough to get a job.” So, I got a job at Rosenfeld’s Bagels in Newton Center, working one or two days… View More
Do You Understand Improvements & Betterments (I&B) Coverage?
October 20, 2020 1:29 pm Leave your thoughts By definition, “Improvements and Betterments” are changes/renovations undertaken by a tenant to make a structure more suitable for the tenant’s business or other purposes. These changes are made at the tenant’s expense, but the tenant cannot legally remove the improvements after installing them – even when a tenant may have made or paid for these… View More
Why Exactly Do We Celebrate Labor Day?
September 1, 2020 1:22 pm Leave your thoughts Amidst the COVID-19 pandemic and related quarantine, it might feel like the lines are permanently blurring between home and work, day to day – maybe even from one week to the next. But there’s no doubting when the seasons start to change, and we’re getting to that point where summer starts to give way to… View More
SMW Spotlight: Maureen Spognardi
August 25, 2020 7:30 pm Leave your thoughts Maureen is the first person you hear when you call our company, and the first person you see when you enter our office. From answering the phones to updating our claims database, she keeps us organized and on top of things. Always willing to lend a hand with our claims, Maureen is definitely an essential… View More
Business Interruption Coverage in the Time of Covid-19
August 18, 2020 7:28 pm Leave your thoughts If you have read the SMW blog, you know that Business Interruption (BI) coverage is a must-have for any business owner. Why? Because it makes you whole. If you suffer a catastrophic property loss, BI coverage allows you to make an insurance claim that restores you financially to a position as if you had not… View More
The Broad Evidence Rule
August 11, 2020 7:24 pm Leave your thoughts Property insurance policies provide for payment of a claim on an Actual Cash Value (ACV) basis until the property is repaired or replaced. Determining the ACV of the loss can be problematic due to the fact that the term “actual cash value” is not defined in most property policies. Therefore, determining ACV may fall to… View More