Author Archives for Diane Swerling

About Diane Swerling

Diane Swerling is a Principal at Swerling Milton Winnick, and current Vice President of the Massachusetts Association of Public Insurance Adjusters. She has particular expertise in claims involving condominium associations and commercial policies.

Condominium Insurance: Master Policies

July 27, 2021 12:53 pm Published by Leave your thoughts In Massachusetts and most of the New England states, the building coverage for a condominium falls under the association’s Master Policy of Insurance.  Most condominium by-laws state that it is the association’s responsibility to insure the building.  Therefore, if one or more unit owners decide not to carry insurance, the building will be able to… View More

Condominium Insurance: Unit Owners’ Coverages

July 20, 2021 1:01 pm Published by Leave your thoughts Swerling Milton Winnick has been one of the premier condominium insurance adjusting firms for the past 40 years.  After handling hundreds of large and complicated condominium losses, the one predominant problem that we run into is a lack of adequate coverage for the unit owners.  Most unit owners have purchased insurance to cover their personal… View More

Direct Physical Damage

May 11, 2021 12:59 pm Published by Leave your thoughts There are several factors that will determine if you have a covered loss. Having a loss within the policy period is one important factor, but whether or not the event triggered coverage is just as crucial.  The first question to ask: “Was there direct physical damage to covered property?” What is direct physical damage, you… View More

Prominent New England Condo Attorney Sees the Value of a Public Adjuster

December 1, 2020 2:14 pm Published by Leave your thoughts   Ellen Shapiro knows about condos. She’s a partner at Marcus, Errico, Emmer & Brooks PC – New England’s pre-eminent law firm focusing exclusively on condominium law. In her vast experience helping condominium communities, she’s seen just about every legal issue imaginable. When it comes to managing the insurance claims process, Ellen steers her clients… View More

Condominium Documents

November 17, 2020 2:35 pm Published by Leave your thoughts All condominiums in the state of Massachusetts must have a Declaration of Trust and Condominium Bylaws.  In our profession, we read the bylaws – specifically the Insurance Section – related to every condominium loss that SMW handles.  The wording in this section may tell us what items are and are not covered in each condo… View More

Lessons Learned by the Owner of Piattini Restaurant After a Massive Fire

November 3, 2020 2:19 pm Published by Leave your thoughts Josephine Oliviero Megwa is the proud owner of Piattini, a much-loved wine bar/restaurant located on Newbury Street in Boston’s Back Bay, famous for its small plates and Italian entrees. On the evening of Sunday, October 16, 2016, Josephine received news that any business owner would surely dread: her restaurant was on fire. The fire started… View More

Lessons from the Fire that Temporarily Closed Trident Booksellers and Cafe

October 5, 2020 4:35 pm Published by Leave your thoughts Courtney Flynn is the manager of Trident Booksellers and Café, the legendary bookshop that has been a Newbury Street landmark since Courtney’s parents opened the shop in 1984. Late on the night of February 28, 2018, a fire blazed through Trident’s second floor, leading to extensive fire and water damage that forced Courtney to close… View More